Terms of Service

1. Educational purpose and scope

MaplePath provides general educational information about personal finance. Content is provided for learning and informational purposes only. It is not individualized financial advice, investment advice, tax advice, legal advice, or a substitute for advice from a qualified professional who understands your personal situation.

We do not act as a broker, dealer, bank, or portfolio manager through this website, and we do not execute transactions. Decisions you make based on educational content are your responsibility.

2. Permitted use

You may use the site for personal and organizational learning. You agree not to:

• Use the site for unlawful purposes or in a way that violates applicable Canadian laws
• Attempt to gain unauthorized access to systems or interfere with the site’s operation
• Upload or transmit malicious code, scraping tools, or disruptive traffic
• Misrepresent MaplePath content as personalized professional advice

3. Contact submissions

If you contact us, you agree to provide accurate information and to avoid sharing sensitive personal information such as SIN, passwords, or full account numbers. We may use the information you provide to respond and to improve our educational offerings. Details are in our Privacy Policy.

4. Intellectual property

The site content, including text, design, icons, and branding, is owned by MaplePath or used under permission and is protected by applicable intellectual property laws. You may share links to our pages. You may not copy, reproduce, republish, distribute, or create derivative works from our content for commercial purposes without written permission.

5. Disclaimers

The website and content are provided on an "as is" and "as available" basis. While we aim for accuracy and clarity, we do not warrant that content is complete, current, or error-free. Financial rules, rates, and regulations may change. You should confirm important information with official sources or qualified professionals.

6. Limitation of liability

To the maximum extent permitted by applicable law, MaplePath and its representatives will not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of the site or reliance on educational content.

In any event, our total liability for claims related to the website will not exceed the amount you paid to access the website (if any) in the 12 months prior to the event giving rise to the claim.

7. Third-party services

We may use third-party tools to operate the site (for example, hosting or email service providers). We do not provide outbound links to third-party websites from within our navigation, and we do not endorse third-party products. If third-party services are used behind the scenes, they are governed by our Privacy Policy and the providers’ terms.

8. Changes to these Terms

We may update these Terms from time to time. The updated Terms will be posted on this page with a revised effective date. Your continued use of the site after changes means you accept the updated Terms.

9. Governing law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any disputes will be brought in the courts located in Toronto, Ontario, unless applicable law provides otherwise.

10. Contact

Questions about these Terms? Contact us at: