Budgeting that respects real life
Set categories, plan for irregular bills, and create a weekly check-in you can keep.
See budgeting templatesMaplePath Finance Academy helps Canadians build confident money habits with practical lessons on budgeting, credit, debt payoff, and investing basics. We focus on clarity, not hype, with Canadian examples including taxes, TFSA and RRSP planning, and everyday cost decisions.
Our curriculum is designed around real Canadian decisions: how to set up a budget that works with variable income, how credit scores are influenced by utilization and payment history, and how registered accounts can support long-term goals. You’ll get plain-language explanations, step-by-step exercises, and checklists you can revisit anytime.
Set categories, plan for irregular bills, and create a weekly check-in you can keep.
See budgeting templatesUnderstand statements, interest, and how to protect your credit profile over time.
Explore workshopsCompare snowball vs avalanche approaches and pick a plan that you will follow.
Read practical guidesLearn risk, diversification, and long-term thinking with Canadian account context.
See the course outlineUnderstand common slips, deductions, and why marginal tax rates matter for planning.
Use our checklistsBuild systems: automatic transfers, sinking funds, and a plan for emergencies.
Ask a questionChoose a format that fits your schedule. Our education programs are designed to be straightforward, non-judgmental, and actionable. We do not provide personalized investment recommendations. Instead, we teach you how to evaluate options, understand fees and risk, and create a plan aligned with your goals and comfort level.
Ideal for workplaces and community groups. Topics tailored to your audience.
Foundational money skills for older teens and post-secondary students.
A fast, educational session to map expenses, identify leaks, and set one automation.
Understand ETFs, fees, account types, and how to avoid common beginner mistakes.
TFSA vs RRSP decision framework with examples for different income stages.
Build a buffer with a simple target, a timeline, and a maintenance routine.
Short lessons, real examples, and simple tools. We emphasize decision-making skills so you can compare options confidently and avoid costly mistakes.
Money education works best when it is specific and repeatable. MaplePath lessons follow a simple structure: define the goal, map the current reality, list options, and pick the next smallest action. We use Canadian terminology and common scenarios, like choosing between paying down a line of credit or building an emergency fund, or deciding how TFSA contributions fit alongside employer retirement plans.
We also include consumer protection basics: understanding fees, reading account disclosures, and spotting unrealistic claims. If you ever feel overwhelmed, our resources are designed to bring you back to the fundamentals and help you move forward in a measurable way.
Short reads to help you make better decisions. Each article is educational and avoids sensational claims. Topics include building a spending plan, understanding interest, and setting up an investing routine that fits your comfort level.
A repeatable checklist to catch overspending early and stay aligned with your goals without tracking every dollar.
Read moreHow to keep balances manageable, why timing matters, and what to check on your statement each month.
Read moreA beginner-friendly way to compare tradeoffs using your timeline, income stage, and flexibility needs.
Read moreHave a question about our workshops or resources? Send a message and we will point you to the right lesson or suggest a program that fits your audience. We can also provide an educational quote for workplaces and schools in Canada.